Download buku ekonomi alam rudianto kelas 11

This growth resulted in the increase of Loan to Deposit (LDR) ratio from 65.25% in 2007 to 83.60% in 2008, reflecting the growing financial intermediary role of Bank Bukopin, and its commitments to sound earning assets growth, as well as its contribution to national economic growth.Д«ank Bukopin posted a net interest income of Rp1,468 billion, an increase of 14% from Rp1,288 billion in 2007.

Integrity Posses, uphold and practice the values of honesty, sincerity, avoiding conflict of interest and abuse of power.Д«ank Bukopin posted a credit growth of 20%, or Rp3,894 billion, to Rp23,042 billion as at year-end. Competence Acquire knowledge, skills, perspectives and expertise in respective fields, and constantly improves oneself.

Discipline Adhere to all rules, regulations, and fulfil all commitments to internal and external parties. Cooperation Helpful towards one another, highly coordinated and cooperative, in order to achieve positive synergy. MISSION To provide the best services to customers, participate in the development of medium-scale, small, micro, and cooperative businesses, and enhance shareholder value as well as employee welfare.Д¬orporate Values Focus on the Customer Understand, develop, serve and fulfil the needs and wants of stakeholders, both internal and external. VISION To become a trustworthy bank for financial services. Keenly aware of the importance of Bank BukopinвЂ™s roles in providing a comprehensive range of banking services that are able to reach customers from all walks of life, from villages to cities, small and large businesses, corporate as well as individual customers, Bank Bukopin is proud to present the theme of its 2008 Annual Report as вЂњFinding the Right Solutions for Micro, Small, and Medium Enterprises.as well as for Large Corporations.вЂќДЄs well as for Large Corporations. The ability of Bank Bukopin to find the right solution for a variety of banking services to the above segments, has given Bank Bukopin a strategic platform to maintain its sustainable growth, especially in these challenging economic times. In the past several years, the ability of Bank Bukopin to provide the right solutions to different customer needs, has strengthened the existence of Bank Bukopin as a banking institution that provides prime services to the Micro, Small, Medium Enterprise and Cooperative segments. This motto has long served as the philosophy that underlies the success of Bank Bukopin as an increasingly trustworthy, publicly held Bank. : 7980625 / 7980238 / 7980244 Telex : 62487 / 66146 / 66087 BKOPIN IA Swift : BBUKIDJA IA Finding the Right Solutions for MSME.as well as for Large CorporationsД¬over Story Contents Cover Story Vision, Mission, Corporate Values Performance in 2008 Technology Modern Banking Company Profile Milestones Achievement and Certificate Significant Events in 2008 Financial Highlights Stock Highlights Shareholders Composition Message from the President Commissioners DirectorвЂ™s Report Sharp & Strategic Directorate of Small, Medium-scale Enterprises and Cooperatives Directorate of Commercial Banking Directorate of Consumer Banking Sharia Division Treasury Division International Banking Division Micro Savings and Loans Division Human Resources Directorate of Services and Distribution Solvent and Sustainable Risk Management Corporate Governance Corporate Social Responsibility Transparent & Accessible ManagementвЂ™s Discussions and Analysis Responsibility on the Financial Statements Financial Statement Corporate Data Solid & Stable Organisational Structure Corporate Information The Board of Commissioners The Board of Directors Audit Committee Remuneration and Nomination Committee Risk Monitoring Committee Sharia Supervisory Board Senior Officers Products and Services Awards and Acknowledgements of National and International Office Network Capital Market Supporting Institutions and Profession Д«ank Bukopin understands and provides solutions.

Download buku ekonomi alam rudianto kelas 11